If you are in the process of buying a house and you qualify for a VA home loan, you’re likely aware that there are requirements you have to fulfill before that loan will be approved. When you’ve never gone through the process before, it can be confusing. That’s what this article is for. While it doesn’t explain every step of the VA home loan process, it will help clear up any questions you have about the requirement regarding VA home loan pest inspections in Cleveland.
Key Requirements For VA Home Loan Inspections
Having a home pest inspection performed prior to purchasing a home is a good idea, regardless of the type of loan you’re getting. However, in some cases, it is a requirement before your lender will finalize the approval of your loan. In the case of a VA home loan, a pest inspection must be done before you can close on your home.
VA home loan pest inspection requirements may seem like just an extra hoop to jump through, but in reality, they are a safeguard for both your lender and yourself. The last thing you want after moving into your new home is to discover that wood-destroying pests are active in your house or have already caused extensive damage. The purpose of a VA home loan pest inspection is to identify any wood-destroying pest activity or damage in the home you are planning to purchase.
What to Expect During A VA Home Loan Inspection
When the day arrives for your VA home loan pest inspection, you can expect your inspector to arrive on time and ready to go. We will have a home pest inspection checklist to ensure we don’t miss anything and to help us write up our official report after the inspection is complete.
Our inspector will go around the entire home, looking for any signs that wood-destroying pests are present, active, or have been active in the house in the past. In addition to a visual inspection to identify mud tubes, holes, frass, damage, and other signs of pests, we also use our other senses to identify wood-destroying pests. We’ll literally knock on wood all through the house to listen for hollow sounds that indicate wood-destroying pest damage. Once the inspection is finished, we will write up a report to provide to you and your lender.
Common Issues Found During VA Home Loan Inspections
In the best case scenario, your VA home loan pest inspection will identify no signs of wood-destroying pest activity or damage. However, if any wood-destroying pests are or have been in the house, we expect to find:
Small holes in wooden structures
Tunneling inside of wooden structures (this is difficult to identify visually, but sounds hollow when you knock)
Windows and doors that are difficult to open and close
Bulging walls and bubbling paint and wallpaper
Your home loan pest inspection is designed to protect you and your lender from committing to a house that is infested with wood-destroying pests, that is unsafe to live in due to the damage caused by these pests, or that will cost you large amounts of money in repairs.
Contact Us To Learn More About Our VA Home Loan Inspection Process
LongPro Pest Control’s home inspection and pest control services are available for anyone in the process of obtaining a VA home loan inspection. We offer VA home inspection services, including the necessary report and paperwork, to get you on your way to home ownership. To learn more about the VA home loan inspection process or to schedule your inspection, contact us today!
No matter what type of loan you plan on getting, a pest inspection for a home sale in Cleveland is always a smart idea. LongPro Pest Control will help you with all of your home loan inspection needs so that you have peace of mind that your new home is in great, pest-free condition. If we find an issue, our experts also offer the services you need to take care of it. Contact us today!
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